12

This is an interesting question. I've seen this idea bandied about personal finance blogs and forums before, and always thought it was a bit nutty, since, as noted in the comments to this question, paying off the debt with the highest interest rate first will minimize both total payments and time until you are debt free. Despite this, it is a notable claim, ...


8

The alleged scam (not saying any of the OP ads are necessarily scams) is that they ask you to pay up front, and say they will then deliver the camper to you. Sources: https://blueskyrecreation.wordpress.com/2014/11/23/camper-selling-scams-on-the-increase/ http://www.huffingtonpost.com/robert-siciliano/scammers-use-craigslist-t_b_4830021.html http://...


7

tl;dr- No, $77/week isn't a realistic figure for full-time minimum wage workers. There's not really much to debunk here since the figure's source doesn't claim that it's factual or even realistic. Note that the original website isn't hosted anymore; going to the same URL seems to lead to some sort of blog/advertising site. The below analysis is primarily ...


6

This is not a site for legal advice, but this is generally covered by 11 U.S. Code § 523 which says (a) A discharge under section 727, 1141, 1192, 1228(a), 1228(b), or 1328(b) of this title does not discharge an individual debtor from any debt— ... (8) unless excepting such debt from discharge under this paragraph would impose an undue hardship on the ...


5

Not sure this is good enough for an answer but, generally no. Patient Education, Side effects, and other concerns usually trump costs. I can't find a nice pie chart to lay out this fact for you but take a look at https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3068890/ It lists some of the largest concerns with patients continuing to take medications as ...


4

Roger Grimes is a computer security professional. In late 2017, he wrote an article for CSO describing his search for confirmed examples of people having the credit cards skimmed by an RFID reader: I’ve frequently said that I can’t find a single documented case of RFID credit card crime. [...] I decided that I was going to hunt down that data, once and for ...


2

Ramsey gives a citation, specifically: "Financial Planning 101" Money (March 1989) Back issues are available for $11.11 if you want to be 100% sure, but it seems like a reasonably well-referenced, but outdated and non-specific, statement. (originally, in his 2003 book, Ramsey said 75%, not 78%, however) Another reference specifies that by "major" ...


1

Per study 'Social class, power, and selfishness: When and why upper and lower class individuals behave unethically' by David Dubois et.al. in 2015, people of high and low social classes both can act unethically in different ways. The results of the study were, First, income, but not education level, predicted unethical behavior. Second, feelings of power ...


1

Is there a global absolute threshold above which earning more doesn't make you happier? No. Or, more cautiously, if there is such a threshold, it is so high that it can't be detected in the currently available data. Using recent data on a broader array of countries, we establish a clear positive link between average levels of subjective well-being and ...


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