Timeline for Did the Affordable Care Act (Obamacare) increase individual market premiums by an average of 49% nationwide?
Current License: CC BY-SA 3.0
16 events
| when toggle format | what | by | license | comment | |
|---|---|---|---|---|---|
| Jun 17, 2020 at 9:41 | history | edited | CommunityBot |
Commonmark migration
|
|
| Apr 15, 2017 at 1:42 | vote | accept | user2199767 | ||
| Aug 24, 2016 at 11:17 | history | tweeted | twitter.com/StackSkeptic/status/768406868679127040 | ||
| Aug 23, 2016 at 14:23 | history | edited | Sklivvz | CC BY-SA 3.0 |
added 846 characters in body; edited tags; edited tags
|
| Aug 23, 2016 at 3:30 | answer | added | Kevin Dalman | timeline score: 5 | |
| Jun 21, 2014 at 22:43 | comment | added | TTT | @Shadur, I had an outstanding individual policy that was not overpriced garbage. It was cheaper than what most people paid, with lower premiums, lower max out-of-pocket, and excellent coverage. It was cancelled though because it did not meet the minimum mandates. The reason it didn't meet the minimum is because it didn't have maternity coverage. (I am male.) | |
| Jun 19, 2014 at 16:49 | comment | added | Loren Pechtel | @Doresoom The problem was policies that were good with the small stuff but atrocious when something big happened. People didn't realize they didn't have decent coverage. | |
| Jun 19, 2014 at 14:53 | comment | added | Shadur-don't-feed-the-AI | @doresoom that argument would carry a lot more weight if the health insurance industry in the US hadn't been a bunch of kleptocrats for the past several decades whose MO is "milk money out of our customers, then when they fall ill exploit every possible loophole to avoid having to pay them a cent". Do some googling -- every time the right wing tries to tout another "Obamacare horror story" a quick fact check reveals that they ignored every detail they didn't actually deliberately misinterpret. | |
| Jun 19, 2014 at 14:50 | comment | added | Doresoom | @Shadur, Oh, so the government knows what I need more than I do? Awesome, I'll just get in line over there and turn in my brain. | |
| Jun 19, 2014 at 14:42 | comment | added | Shadur-don't-feed-the-AI | @LorenPechtel is correct. Incidentally, this is also how the right manages to howl about how "Obama lied when he said you could keep your policy if you liked it" -- The only time you can't keep your policy is when it doesn't cover the absolute minimum mandated by the ACA... Which means that it's almost certainly overpriced garbage that you should be happy to be rid of. | |
| Jun 19, 2014 at 0:27 | comment | added | Loren Pechtel | Geobits nailed it--the ACA got rid of a lot of very poor policies. This of course raised the lowest price, that says nothing about what it did to the price of decent insurance. | |
| Jun 18, 2014 at 17:24 | comment | added | Flimzy |
This is a very poorly formulated article from the beginning does the Affordable Care Act live up to its name? Does it make health insurance less expensive? -- Already, in the introductory paragraph, it's comparing apples and oranges. "Affordable (health) care" and "Affordable insurance" are not the same thing. Insurance premiums could go up, while the overall cost of health care could go down. In fact, that's essentially the reason insurance exists at all--to pay higher premiums, but lower overall costs.
|
|
| Jun 18, 2014 at 15:12 | comment | added | Brian S | Anecdote, so not a full answer: My company is a TPA for health care policies. Our member base has been on the rise since the ACA went into effect. The penalty for not having health insurance is currently extremely low compared to the cost of the insurance itself. Considering those facts, I strongly doubt that 49% figure is correct across the nation, although it's possibly true for the county that Forbes examined. | |
| Jun 18, 2014 at 14:20 | review | First posts | |||
| Jun 18, 2014 at 19:23 | |||||
| Jun 18, 2014 at 14:16 | comment | added | Is Begot | "We compiled an average of the five least-expensive plans in a particular county pre-Obamacare, adjusted to take into account those with pre-existing conditions and other health problems. We then did the same calculation with the five least-expensive plans in each county under the Obamacare exchanges." I believe they're not comparing similar policies. The cheapest policies on the new exchanges probably cover more than the cheapest policies prior, simply because they have a minimum that needs to be covered. | |
| Jun 18, 2014 at 14:04 | history | asked | user2199767 | CC BY-SA 3.0 |